A clean deal nobody is clearing
Ridgeline passes 34 of 34 tests, yet no analyst will clear it. The scorecard scores a point in time, never how it holds across a cycle. Fixed costs are 71% of the base.
Proven on its own history
SCORE AT 20% DOWNTURN
72 → 41
Credit Box floor 65
BACKTEST, 4 YEARS
2 of 2 caught
1 false alarm, 36 untouched