Private credit powers the new wave of transatlantic growth
In 2025, the private credit market is crossing new frontiers—bridging capital, ideas and growth between the UK and US at an unprecedented pace. Fuelled by policy incentives, government partnerships and a rapidly evolving entrepreneurial landscape, the demand for cross-border financing is reshaping the opportunities for high-growth companies on both sides of the Atlantic.
Private credit now stands as a $3 trillion global market, with significant momentum building in transatlantic corridors. UK and US innovators are turning to tailored, non-bank financing not only for speed and certainty, but for the strategic partnership that moves with their ambition.
The strategic significance
As traditional lending faces regulatory constraints and competitive saturation, private credit firms are stepping into the gap, offering responsive capital with sector expertise and flexible structuring.
Europe-focused private credit funds have tripled fundraising compared to their US counterparts in 2025, reflecting a shift in investor appetite and a desire for differentiated opportunities beyond saturated markets.
Companies are benefitting from funding solutions that unlock international expansion, drive M&A and allow founders to capture new transatlantic growth.
At this inflection point, the UK–US corridor is uniquely positioned: British innovation, especially in technology and health, meets deep US capital pools and market scale. Successful cross-border expansion demands deep local networks, regulatory fluency and the ability to tailor financing for ambition and agility.
For founders and investors alike, the new wave of transatlantic private credit unlocks smart, swift growth and fosters deep collaboration. Capital, expertise and ambition combine to chart new paths across the Atlantic, powering innovation at every turn.
Curious to explore bespoke capital solutions for your transatlantic strategy? Arrange a consultation with Liquidity to unlock your next phase of growth.
- Ron Daniel, Co-Founder and CEO, Liquidity
Liquidity is the AI infrastructure layer for asset management. Its technology stack automates and streamlines organisational workflows while capturing institutional context, learning from every outcome to deliver greater speed and precision over successive cycles.
Configured for each institution and its requirements, Liquidity is the interconnector between the deterministic nature of asset management and the agility of the AI era. In addition to infrastructure, Liquidity delivers professional services for asset management to offer a holistic operating environment for its clients.
Liquidity's approach is proven at institutional scale. Its in-house asset management subsidiary has deployed over $2bn across 45+ verticals and 35+ countries, with a 0.00% credit loss rate since 2019. Liquidity is backed by leading institutions including MUFG Bank Ltd., Spark Capital, KeyBank, Cross River Bank, Meitav Dash and IDB Bank. Visit liquidity.com.
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