INSIGHTS

Private credit powers the new wave of transatlantic growth

In 2025, the private credit market is crossing new frontiers—bridging capital, ideas and growth between the UK and US at an unprecedented pace.

Published 
October 21, 2025
PUBLISHED
October 21, 2025

Private credit now stands as a $3 trillion global market, with significant momentum building in transatlantic corridors. UK and US innovators are turning to tailored, non-bank financing not only for speed and certainty, but for the strategic partnership that moves with their ambition.​

The strategic significance

As traditional lending faces regulatory constraints and competitive saturation, private credit firms are stepping into the gap, offering responsive capital with sector expertise and flexible structuring.​

Europe-focused private credit funds have tripled fundraising compared to their US counterparts in 2025, reflecting a shift in investor appetite and a desire for differentiated opportunities beyond saturated markets.​

Companies are benefitting from funding solutions that unlock international expansion, drive M&A and allow founders to capture new transatlantic growth.

At this inflection point, the UK–US corridor is uniquely positioned: British innovation, especially in technology and health, meets deep US capital pools and market scale. Successful cross-border expansion demands deep local networks, regulatory fluency and the ability to tailor financing for ambition and agility.​

For founders and investors alike, the new wave of transatlantic private credit unlocks smart, swift growth and fosters deep collaboration. Capital, expertise and ambition combine to chart new paths across the Atlantic, powering innovation at every turn.

Curious to explore bespoke capital solutions for your transatlantic strategy? Arrange a consultation with Liquidity to unlock your next phase of growth.

Liquidity is the world’s leading pioneer of bespoke technology for private credit, powered by advanced infrastructure with AI at its core. It defines a new standard in capital allocation through a nexus of the sharpest minds in private credit and technology.

Proven at scale in Liquidity’s own multi-billion-dollar private credit business, this technology deploys capital faster than any firm in capital markets history—with unmatched speed, precision, and adaptability across North America, Europe, APAC and MENA.

Liquidity develops bespoke technology infrastructure for banks and asset managers, embedding intelligent decision science across the full credit lifecycle from origination to compliance, while serving visionary growth-stage and mid-market companies in 45+ sectors through its own structures and funds.

Built on trust and backed by leading institutions including MUFG Bank Ltd., Spark Capital, KeyBank, Cross River Bank, Meitav Dash, IDB Bank, and others. Visit liquidity.com.

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