AI-powered debt funding: The key to raising faster capital?

MUFG Bank Ltd and Liquidity's joint venture, Mars Growth Capital, has grown from $80 million to $1.1 billion AUM in four years — This is the future of private credit.

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AI can analyse more data, faster, than any analyst, but no investment committee will sign off without clear explicable logic behind the decision-making process. The case for explainable models and the imperative of retaining a human-in-the-loop.

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The time between receiving and acting on information is the difference between profit and loss. In a competitive market, continuous, AI-driven portfolio monitoring cuts through the noise.

Structuring a loan means stress-testing covenants, repayment terms and capital structure against every plausible outcome. AI models that can comprehensively map the possibility space enable analysts to structure a loan that accurately prices credit risk and generates a competitive advantage for their institution.

The accuracy of AI models at banks and asset managers can make the difference between a strong and a struggling loan book. Those models need embedding into the information environment of financial institutions to refine their outputs over successive deal lifecycles.

Financial institutions are betting big on AI, yet most of the spend still goes toward cost-cutting. The edge now belongs to banks and asset managers who are using AI to map potential borrowers and source deals.

Liquidity has been named Best AI-Driven Private Credit Platform 2026 by Wealth and Finance International at the FinTech Awards.

Liquidity has won the award for best US to UK Midsize company at the 2026 Transatlantic Growth Awards, hosted by BritishAmerican Business.

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AI is prevalent throughout modern business, primarily tasked with streamlining mundane and repetitive tasks to free up workers to focus on high-level cognitive tasks. But when machines are asked to flip from simple data entry processes to being involved in critical financial processes and decisions, stakeholders tend to get concerned with AI’s potential error rate.

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In 2025, the private credit market is crossing new frontiers—bridging capital, ideas and growth between the UK and US at an unprecedented pace. Fuelled by policy incentives, government partnerships and a rapidly evolving entrepreneurial landscape, the demand for cross-border financing is reshaping the opportunities for high-growth companies on both sides of the Atlantic.​

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New identity breaks with category convention by drawing on luxury cues signalling the firm’s expansion into new global markets.

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Liquidity’s proprietary decision science technology is able to anticipate market shifts and integrate them into its risk models, underwriting assumptions and capital strategies.

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Tech is increasingly shaping the asset management industry with the shift towards highly automated and intelligent processes. Tech-enabled market intelligence platforms are becoming more prevalent, providing asset managers with real-time insights and predictive analytics to make informed decisions.

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As artificial intelligence (AI) continues to reshape industries, its influence is expanding into the deep tech landscape, particularly in the critical area of due diligence.

Venture capital companies have made significant strides over the last year, driven by innovations from both established players and startups entering the scene.

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MUFG's core banking subsidiary MUFG Bank announced today the signing of a Limited Partner Agreement (the Agreement) between general partner Mars Growth Capital Pte. Ltd.[1] (Mars Growth Capital) and limited partner MUFG Bank, with the purpose of establishing a new debt fund (Fund 2).

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Liquidity Group leveraged its machine learning due diligence platform to analyze and deploy $7.5 million in growth funding for Zizoo, the leading global boat rental platform that offers more than 40,000 boats in more than 1,000 destinations globally.